Personal Cover​

Life is unpredictable, but you can take control of your future.

Protect What Matters Most

Protecting You and Your Family's Future

You can’t always predict what tomorrow will bring, but you can make sure you’re prepared. At Michael Devine Insurance, we offer a range of personal insurance solutions to safeguard your life, health, and financial well-being.

Whether facing illness, injury, or unexpected events, our tailored plans provide security and peace of mind.

Personal Insurance Options

We tailor each of our protection plans to your unique needs and lifestyle. 

Protect your family with Life Insurance

Life Insurance

Provides a lump sum payment to your family in the event of your death, ensuring they can maintain their lifestyle. This includes Term Life Cover and Family Protection Benefits.

Protect yourself and your family with Health Insurance. Credit: ChristchurchNZ

Health Insurance

Offers various options covering private hospital surgical and non-surgical treatments, specialists and tests, oral surgery, diagnostic procedures, accommodation support, public hospital cash benefits, overseas medical treatment, and transfer costs.

Protect your income with Income Insurance. Credit: ChristchurchNZ

Income Insurance

Also known as Disability Income Protection, this ensures a regular guaranteed income if you’re unable to work due to a disability, continuing until you recover or in the event of death.

Protect your home with Mortgage Repayment Insurance. Credit: ChristchurchNZ

Mortgage Repayment Insurance

Provides regular monthly benefits to replace your income or cover mortgage repayments if you’re unable to work due to illness or injury.

Protect your day-to-day lifestyle with Trauma / Living Insurance

Trauma / Living Insurance

Pays a lump sum if you suffer a critical illness, helping you manage the impact on your lifestyle, family, and work.

Progressive Care Insurance is a type of Personal Cover, and offers multiple payouts in the event of severe medical conditions

Progressive Care

A newer type of insurance in New Zealand, Progressive Care offers multiple payouts linked to the severity of your medical condition, providing financial support as needed.

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There is no day better than today to take action on your insurance.